JTownRealEstate

Come out early and watch the hot air balloons being inflated and lit for a colorful exibit at dusk. Walk around the grounds and check out the balloons up close.

Location: Skyview Park (on Watterson Trail)

Time: Dusk (approx. 8:30pm)

Come on out for a great time in the Entertainment Garden with food, beverages and live entertainment! Open for all ages.

Live: The Wilson Brothers Band

Location: Jeffersontown Pavilion

Time: 6:00pm - 10:00pm

There will be over 200 arts, crafts and commercial booths set-up for the entire weekend.

Location: Watterson Trail at Taylorsville Road

Time: 7:00pm - 10:00pm

This is one of my favorite events and it is an especially good time to get out and meet your J-town neighbors. Besides, everyone loves a parade. The parade begins at J-town Commons Shopping Center, it then goes east on Taylorsville Road to Watterson Trail. Past City Hall and ends at College Drive. So come out and show your patriotic spirit.

Grand Marshal: Hometown Heroes

Time 6:00 pm

ENTERTAINMENT GARDEN (under Pavilion)

After the parade, bring the family and join everyone for LIVE ENTERTAINMENT by Wolf J. Flywheel. Check them out at www.wolfjflywheel.com

Time: 7:30 - 10:00 pm

Sponsor: Stock Yards Bank & Trust Company

This event is for employees who work for any business in the city of Jeffersontown and /or who are Chamber of Jeffersontown members. *Must be 18 years or older to attend.

Location : Skyview Park (on Watterson Trail)

Time: 3:00 pm - 8:00 pm

Live Entertainment: by The Artie Dean Harris Band

This event is being sponsored by the City of Jeffersontown

Today’s 5k run is sponsored by Norton Suburban Hospital and the entry fee for this annual classic is $14.00. Late entry fee is $20.00. Grand prizes will be awarded to the top male and female finishers. Awards given to the top three finishers in 13 different age groups. Grand Prize drawing for athletic equipment is eligible to all race entrants. Get your application online at www.jtownchamber.com

Numbers and t-shirts will be distributed race day from 5:30 pm-6:45 pm under the Jeffersontown Pavilion.

Start/Finish: Jeffersontown City Hall (10416 Watterson Trail)

Time: 7:00pm (Courses closes at 8:00pm)

Good luck!

This Gaslight Festival tradition is sponsored this year by Republic Bank (www.republicbank.com) and will take place at the beautiful Persimmon Ridge Golf Course. Registration cost includes green fees, official Gaslight Festival golf shirt, carts, grilled lunch, door prizes, refreshments on the course and hors d’ oeuvres at the awards ceremony.

Location: Persimmon Ridge Golf Course

Time: Lunch Starts at 11:30 A.M., Tee Off at 1:00 P.M.

Cost: $150 single player; $600 foursome

Contests: $10,000 cash prizes for hole-in-one-contests, putting contests and course contests on every hole.

Prizes: 1st, 2nd & 3rd place cash prizes

Create a Budget

By preparing a budget while you are looking at homes, you can better focus on mortgage payment goals and how your new home will affect your total expenses. Maintaining a budget during the time you own the home can help to prevent potential financial disasters as well as point you in a money saving direction so you have more funds available for those things that you need or want.

1. Keep your spending patterns in check
2. Pay off minor debts (without affecting your plan for saving money - outlined below)
3. DO NOT incur any new debt (this can disqualify you from buying your new home)

Save Money

Going hand and hand with an effective household budget is saving money on those things that you truly need. To start saving, take an inventory of your needs to see where you can shave the dollars. Begin with the biggest items first, where the most potential for savings are, and move down the scale to the less expensive items. A moderate savings on one of the big times (houses and cars) combined with savings on the smaller items (food, clothes, etc.) can reap a large reward in your total budget.

YOU WILL NEED AT LEAST $1000

1. Good Faith Deposit  ($500 Minimum). This will be credited back to you at closing to cover insurance and other expenses.
2. Home and termite Inspections ($250)
3. Just In Case ($250)

Determine Your Wants and Needs

Buying a home isn’t as difficult as you might think, even if you’re short on funds, but the process will go a lot smoother if you get familiar with the area where you want to live and narrow down your wants and needs before you start looking at houses.  Consider what is going to be most important for you in a new home.  How many bedrooms? How many bathes? What minimum amount of square footage would you feel comfortable living with? Is a basement important to you? Do you want a garage? By answering these questions early on you will save yourself a tremendous amount of time and effort.

Start Searching for a Home

This is where having a great REALTOR (like myself) will come in handy. Your REALTOR will provide you with multiple listing sheets to study. You will probably pick up House for Sale magazines and read classified ads in your local newspaper. Most likely you will spend time surfing the Internet for homes. No better place to start than www.4256000.com. You might even plan afternoon drives to preview neighborhoods. Your REALTOR will help narrow your search and find your new home.

Making an Offer

One of the most common misconceptions among home buyers occurs when it comes time to make an offer on a home. Many believe that even though they have tendered an offer to the sellers, that their options are still open. To some degree, this is correct. If the seller rejects the offer, counteroffers, or simply does not respond, options are still open. You, as the buyer, can accept the counteroffer, make another offer, or simply move on.

If, however, the seller accepts the offer (you are notified of its acceptance) then a legally binding contract has most likely been struck. Once the offer has been accepted, the “lets think it over just a bit more” phase has passed.

Homes Inspections and Other Tests

I highly recommend a professional home inspection, whether you are buying an existing home or new one. An inspection is an opportunity to have an expert look closely at the property you are considering purchasing and getting both an oral and written opinion as to its condition. It’s critical to decide which inspections and tests you want to perform. I will advise you on when inspections should be handled and if additional types of testing are needed.

Avoiding and Correcting Last Minute Problems

As your closing date nears, everyone involved in your real estate transaction should check its progress on a daily basis, because staying on top of things means you’ll know immediately if there’s a problem that must be dealt with. Again, having a good REALTOR will give you real peice of mind at this point of the transaction. They will be setting up the closing time, final walk-throughs, working with the closing attorney, checking closing statements for their validity and doing a great deal of behind the scenenes work.

You’re on the Way to Closing

Most of your home buying problems are behind you now and you’re own your way to closing. This is the event that transfers ownership of the property to you and when you recieve the keys to the property.